credit card companies are dumb.

Hello dumbass companies,
Recently I've closed a long-time DSL account and a credit card account because they just weren't good deals. On both occasions, when I told them I was closing the account, they tried to offer me a better deal. But it's too fucking late. I had already opened more competitive accounts.

How about you take care of the customers you have by giving them a good deal, so you won't have to spend the money trying to replace them when they leave? Why do you only want to take care of me when I'm leaving? Stupid. Dumb business decision. If there doesn't HAVE to be an annual fee on the United Miles card, don't fucking put it there in the first place. Credit card companies spend $50 to get each new customer. So there's your stupid annual fee, only you've lost the customer.

I love the feeling of scissors through a credit card.