Monday, December 04, 2006


I decided to get a handle on my finances a year or two ago. This year's big goal was to get my net worth to zero.

I know, yes. ZERO.

I have student loans. this is something our country has decided is a good thing: crippling college graduates with outrageous loans, and discouraging potential college students from saddling themselves with a debt and education. Educated masses are no good for the route we are on anyway.

but, whatever.

I have reached my goal: I am worthless. The positives slightly outweigh the negatives. (and, no, I did not pay off my student loans. I am too smart for that: the interest rate is lower than my savings account interest rate, and student loan interest is tax-decuctible.)

December is the time when I need to map out my goals for next year, but with career change hanging in the balance, I may actually end up bogging back down into the red. Leverage, I hope, for a future payout. But for now, I am just where I hoped to be: worthless.

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